IAL3 identity verification involves multiple steps designed to validate an individual's claimed identity, including comparing him or her against strong evidence such as government documents, portraits and facial recognition software as well as liveness detection performed either remotely by an agent authorized to conduct this verification.
TrustSwiftly allows for compliance with IAL3 without incurring travel costs, lost employee productivity and logistical hassles through remote supervised sessions using our Remote Kit. Our solution offers superior cybersecurity while simultaneously lowering cyber liability insurance premiums and operational expenses.
High-Assurance Proofing
IAL3 compliant solutions provide higher assurance levels, which help combat impersonation and fraud. This requires direct observation during proofing sessions, document validation against authoritative sources, biometric comparison with claimed digital identities to protect from SIM swapping and MFA bypasses, etc.
Finding appropriate assurance levels starts with understanding your use cases, threats and risks. NIST suggests using a risk-based framework for selecting dynamically the suitable IAL, AAL and FAL assurance levels.
NIST 800-63A IAL3 verification solution verifies government documents by scanning them against official versions in national databases, and performing remote biometric checks such as face, fingerprint, and dual iris verification to confirm an individual is who they claim they are.
An attended, on-site IAL3 pathway may offer one option, but comes with additional costs and compliance steps as well as security risks from social engineering techniques, such as using realistic silicone masks for social engineering purposes. As an effective and more cost-efficient alternative, kiosks equipped with Trust Swiftly no code app or single browser page that initiate live proofing sessions may provide a safer option.
Reduced Risk of Fraud
Fraudsters have taken advantage of digital technology to craft increasingly convincing false identities, leading them to launch an array of fraudulent activities such as opening fake bank accounts, wiring money to dubious invoices and taking government benefits without their owner's knowledge.
Attaining an Identity Proofing Level 3 certification requires a more secure and robust identity proofing process than those offered remotely through IAL2. For an in-person attended session to verify superior and fair evidence is needed.
TrustSwiftly's IAL3 compliant solution passwordless authentication and comprehensive identity verification solution TrustSwiftly provides businesses with an excellent option for meeting IAL3 standards. It meets IAL3 requirements by strengthening authentication journeys using chat, video, facial recognition with liveness detection capabilities, step-up reproofing based on risk as well as step-down reproofing depending on risk - ultimately decreasing cyber liability insurance premiums while decreasing operational costs by decreasing password reset requests.
Utilizing a turnkey kit containing a kiosk, managed device and the Trust Swiftly application enables companies to comply with IAL3 requirements with minimal capital investments and effort required. Moreover, this solution removes the hassle associated with managing supply chains, hardware configuration and physical security auditing.
Reduced Operational Costs
The National Institute of Standards and Technology creates standards that serve as benchmarks in various industries, from plumbing pressure loss measurements to chemical element viscosities. These benchmarks serve to measure and compare data and systems; Their information helps mitigate risks such as cybersecurity threats, malware infections, unchecked operational costs and more.
IAL3 requires a process that can withstand sophisticated impersonation and injection attacks, including biometrics capture protocol, data encryption in transit, secure connections that prevent malware attacks, document verification as well as biometric verification. A CSP may require enrollees to submit proofing evidence either directly (in person or remotely via remote process).
TrustSwiftly's IAL3 compliant solution enables organizations that wish to reduce cyber liability insurance premiums and operational costs associated with password resets, identity theft and more to use multiple methods of IAL3 identity proofing such as chat, video streaming, facial recognition with liveness detection as part of identity proofing verification while remaining compliant with NIST guidelines for identity proofing IAL3.
Defending Against Synthetic Identities
At the highest level of identity assurance (IAL3), relying parties (RPs) must use on-site attended and highly-controlled processes to verify that an applicant or subject was present for registration/verification processes and that no attempt has been made by social engineers to alter enrolled PII records or falsify identity claims.
Ideal IAL3 processes should take place either in-person or via supervised remote session and involve biometric comparison of facial images from identification evidence with biometric comparison results, to verify that an enrollee cannot spoof their face using pictures, video or masking technology. TrustSwiftly's HYPR Affirm solution meets IAL3 compliance through chat video facial recognition liveness detection along with document authentication and step up reproofing according to risk; Its passwordless mobile-first approach reduces operational costs and attack surface while adhering to NIST guidelines while meeting high levels of security.
